Overview
This Personal Data Protection Act 2010 (PDPA) notice explains how Bayarcash collects, uses, processes, and protects your personal data in compliance with the Personal Data Protection Act 2010 of Malaysia.
By using our services, you acknowledge that you have read and understood this notice and consent to the processing of your personal data as described herein.
1. Collection of Personal Data
We may collect and process your personal data, including but not limited to:
- Name, identification details, contact information, and address
- Financial and banking information necessary for payment processing
- Business registration details (for merchants)
- Transaction records and usage data of our services
2. Purpose of Processing
Your personal data is collected and processed for the following purposes:
- To provide and improve our payment services
- To comply with legal and regulatory requirements
- To prevent fraud, financial crimes, and manage risk
- To communicate with you on service-related matters
- To facilitate merchant onboarding, settlement, and reporting
3. Disclosure of Personal Data
We may disclose your personal data to:
- Regulatory and governmental authorities where required by law
- Our financial partners, banks, and payment networks
- Our service providers, contractors, or professional advisors
- Any other parties with your prior consent
4. Data Security & Retention
Bayarcash takes all reasonable steps to protect your personal data against loss, misuse, modification, unauthorized access, or disclosure. Your data will be retained for as long as necessary to fulfill the purposes above or as required by law.
5. Your Rights
Under the PDPA, you have the right to:
- Access and request a copy of your personal data held by us
- Request correction or update of your personal data
- Withdraw your consent to our processing of your personal data (subject to legal and contractual restrictions)
6. Contact Us
For any inquiries or to exercise your rights, please contact us at legal@bayarcash.com.